Everywhere you turn; you can see news articles and press releases on the benefits of a Health Reimbursement Arrangement (HRA). Everyone has questions on how an HRA can be implemented and how it can benefit them. This website is designed to provide some of the answers that you need as an employer about this exciting and profitable new benefit.

Yes, a Profitable Employee Benefit. This is not a phrase used very often, but an HRA is just that. A properly designed, implemented, and administered HRA can affect your bottom line positively. HRAs save money and increase profits while providing a solid benefit foundation for your employees.

Are HRAs too good to be true? The answer is NO. You will see that they are very real and can provide you with the answers to many of your daily problems

• Save 20% or more off your insurance premiums?
  
• Give your employees more choice and control over their health expenditures?
  
• Give your employees a better benefit package instead of a rate increase?

If you have any other questions about HRAs, email them to answers@hra105.com. We will be glad to answer your questions and, if we feel the answers would be of interest to others, we will add them to this site.